What do you do about getting people to pay you back that you loaned money to that you never seem to get it back from?
Don’t loan any to begin with. While they say keep your friends close and your enemies closer, in reality you need to keep your friends close and your money even closer. The fact you are grown adults and still have to borrow money is pretty pathetic. On top of that they hold a grudge towards you when you asked for the money you loaned them. I’ve lost many a friend over the years over a simple loan. Just because you’re good with money and fiscally responsible doesn’t mean you owe it to other people to help out friends that are less fortunate or responsible than you. If I had all the money I am still owed by so-called friends I could literally retire and I wouldn’t be stuck here answering some of the dumb advice questions I’m asked here. You should see the stack of ones I haven’t published. Jeeeesh! Do not loan any of your money without a written agreement. If they’re not willing to sign it then they have a character issue and no plans to pay it back. Get it witness to the document. Cover your behind. If they are in need of financial help that bad there are non-profit agencies that can help them find financial aid. You’re not a bank – at least I don’t think so.
My ex-girlfriend is giving not only me but my whole family hell. They’ve called in false reports and have had authorities come over to speak with us. She has also managed to hack into our Facebook accounts and making my life a living hell. What should I do?
Fight fire with fire. Kick ass – literally if you have to. Get off social media. Yeah, Facebook can be fun and I pass time while in the bathroom scrolling my timeline but unlike most of you I do things a lot different. I have no personal data up there other than my birthday. Don’t play your life out or air your dirty laundry on social media. Facebook is like virtual high school for many of you reliving your youth and running with cliques. A lot of us actually grew up after graduating high school. Your life is your business – no one else’s. They are glad to see your drama online and pop some popcorn and sit back and laugh and judge you when you post it. It makes them feel superior even though they have nothing better to do than get on Facebook and look for something to make themselves feel better about themselves. Use legal means to get her and her family to stop. Take them to court. Let them put their money where their mouth is and get legal representation. There are probably things about her and her family she doesn’t want out. Use it, and if you need any other kind of “help” let me know. I know people.
I have two dogs. They use our yard and I do clean it up three times a week. My next door neighbor wants me to clean up immediately after the dogs. I work full time and have two young children. I just can’t do this every day. How often should I clean my yard? Would there be a law about this?
Tell them to screw off. As long as your yard is in order and there are no Pintos on cinder blocks it’s none of their business if Fido fertilizes your yard. Granted, if it’s right in the middle and sticks out like a sore thumb, you might want to consider picking it up sooner or let your pooch do his business in a less public space. If there is a neighborhood association in your neighborhood they may already have rules for this stuff. Check with them. You wouldn’t want to know what I would do. It would involve a paper bag and a Bic lighter.
I always give a lot to my relationships, my husband, family members, and friends. I am starting to resent this because I don’t get much back. I hardly ever get what I really want. What should I do?
First, you have to define what you actually want. If you don’t know, or are namby-pamby about what you want in your relationships that’s your fault. This is the real world. People will walk all over you unless you stand your ground. Family can be weird, but unless you use the backbone you were born, there’s nothing I can do. If they aren’t respectful of your needs within reason start reducing their role in your life and vice versa. Once they see you’re no longer at their beck and call, as the old saying goes: absence makes the heart grow fonder.
Rocco is a common sense, tell-it-like-it-is, no-nonsense kind of guy offering real advice on any subject put before him. Why pay thousands of dollars on a high-priced therapist when he’ll straighten you out for free. If you’d like advice from Rocco e-mail him at firstname.lastname@example.org.
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